U.S. Treasury Requires Electronic Federal Benefit Payments

If you still receive a paper check for your Social Security or other federal benefit payments, you are out of compliance with the law. The Treasury Department requires federal benefit payments to be made electronically - through direct deposit to a bank or credit union account or to the Direct Express® Debit MasterCard® card.

Want direct deposit?

It's fast and easy to get direct deposit of your benefits right into your checking or savings account.

GoDirect: Get Direct Deposit

Prefer a prepaid debit card?

No bank account or credit check is required for the Direct Express® card, a Treasury-recommended prepaid debit card.

Prefer a prepaid debit card? DIRECT EXPRESS SIGN UP for the Direct Express card

With direct deposit, the U.S. Treasury sends an electronic message to your bank or credit union crediting your account with the exact amount of your benefit. The difference is, your check isn't printed or mailed.

You can also call toll-free (800) 333-1795, visit your bank or credit union, or contact the local office of the agency providing your federal benefits.

Do you want a bank account?

Electronic Transfer Account The U.S. Department of the Treasury designed the ETA for Federal payment recipients. The ETA (Electronic Transfer Account) is a low-cost account you can open at a participating federally insured bank, savings and loan, or credit union.

How do I make changes to my existing direct deposit?

If you are already receiving your federal benefit payment by direct deposit, and would like to have your payments sent to a different account, you will need to call the federal agency that pays your benefits. Go Direct® is not authorized to make changes to your existing direct deposit information, however, we have a full list of the agency contact information to help make this easier.

Do you want to enroll by mail?

You can also enroll by mail by printing, completing, and mailing the necessary forms.